What should I do inside the house while I wait for a roofer?
Move belongings out from under the leak, set a bucket or tub under any drip, and photograph the damage from the ground and from inside. Keep people and pets out of any room with a sagging ceiling. A roofer arrives when a crew is free, so protect the contents and document what you see.
Water follows a path, and the drip you see is rarely right under the hole. It runs along rafters and the top of the ceiling before it finds a place to fall, so check the room around the stain, not only beneath it. Move furniture and electronics to a dry room and lift a rug if water is pooling on the floor.
Pushing a small hole through the lowest point of a bulging ceiling stain can let trapped water out into a bucket, but only if you can do it without standing under the sagging area. If you are not sure, call first. A ceiling holding water can come down all at once.
- Photograph the damage from several angles, wide shots and close ones, from the ground and from inside
- Place buckets and tubs under active drips and empty them as they fill
- Move furniture, electronics and anything wet-sensitive out of the room
- Keep everyone away from a ceiling that is bulging or sagging
- Do not go up on the roof to look or to pull a tarp over it yourself
Will a tarp hold up in a Narragansett Bay wind?
A properly secured tarp can ride out ordinary storm wind, but it is a short-term cover, not a roof. How long it lasts depends on how it was fastened, the wind it faces and the condition of the roof underneath, which is why the permanent repair should follow soon.
Bay-side towns take wind off open water. Hurricane Bob made landfall at Newport in 1991, and Sandy in 2012 damaged roofs across the state, so a tarp on a Portsmouth, Jamestown or Warren roof faces more exposure than one on a sheltered street inland. That is why the fastening method matters more than the tarp itself: a loose corner gives wind a place to grab.
A tarp that holds in a gale can still fail slowly: sun and freeze-thaw wear the material, and water that finds a gap at the edge runs back under it. Ask the roofer how long the cover should protect your roof, and book the repair rather than leaving it up through the winter.
Does a tarp affect my insurance claim?
A tarp is usually the temporary step that limits further damage while a claim is sorted out. What your policy covers, how much it pays and what it asks of you are decided by your insurer, not by a roofer or by Warwick Roofing, so ask the insurance company before you go further.
Keep the photos and any receipt for the tarping, and ask your insurer what documentation it wants and how it handles emergency work. Policy wording differs, so read yours or ask.
Do not remove the damaged material or throw out torn shingles before the damage has been photographed. For help organizing what to gather, see insurance storm claim roof help. No roofer can promise you what a claim will pay, and neither can we.